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ALIPUR    1 Branches
ANANDAPUR    1 Branches
B.T.ROAD    1 Branches
BAGHAJATIN    1 Branches
BAGHBAZAR    1 Branches
BAISAKHI    1 Branches
BEHALA    1 Branches
BEHALA REGION    1 Branches
BELEGHATA    1 Branches
BELGACHIA    1 Branches
BHAWANIPUR    1 Branches
BIDHAN SARANI    1 Branches
BIJOYGARH COLLEGE    1 Branches
BIRATI    1 Branches
BOWBAZAR    1 Branches
BROAD STREET    1 Branches
BURRABAZAR    1 Branches
C.I.T ROAD    1 Branches
CALCUTTA    1 Branches
CALCUTTA NORTHREGION    1 Branches
CALCUTTA SOUTHREGION    1 Branches
CHAKRABERIA    1 Branches
CHETLA    1 Branches
CHITTARANJAN AVENUE    1 Branches
CHOWRASTABEHALA    1 Branches
CHOWRINGHEE    1 Branches
COLLEGE STRRET    1 Branches
CORPORATE ACCOUNTS    1 Branches
COSSIPORE ROAD    1 Branches
CPH DEPARTMENT    1 Branches
CREDIT CARD CELL    1 Branches
DALHOUSIE SQUARE    1 Branches
DARGA ROAD    1 Branches
DESHAPRIYA PARK    1 Branches
DHAKURIA    1 Branches
DHARAMTALA    1 Branches
DUM DUM    1 Branches
DUNLOP BRIDGE    1 Branches
EAST BELIAGHATA    1 Branches
EKDALIA    1 Branches
ENTALLY    1 Branches
GARDEN REACH    1 Branches
GARFA    1 Branches
GARIAHAT    1 Branches
GARPAR    1 Branches
GOL PARK    1 Branches
GOLF GREEN    1 Branches
HATIBAGAN    1 Branches
HATKHOLA    1 Branches
HAZRA ROAD    1 Branches
HIGH COURT    1 Branches
ICPC-KOLKATA    1 Branches
JADAVPUR    1 Branches
JADAVPUR VIDYAPITH    1 Branches
JODHPUR PARK    1 Branches
JORASANKO    1 Branches
KALI TEMPLE ROAD    1 Branches
KALIBAZAR    1 Branches
KALINDIW    1 Branches
KIDDERPORE    1 Branches
KOLEY MARKET    1 Branches
KUDGHAT    1 Branches
KUMARTULI    1 Branches
LAKE GARDENS    1 Branches
LAKE ROAD    1 Branches
LALBAZAR    1 Branches
LANSDOWNE    1 Branches
M.L.GUPTA ROAD    1 Branches
MANICKTALA    1 Branches
MAY FAIR    1 Branches
MAYUKH BHAVAN    1 Branches
MECHUA BAZAR    1 Branches
NAKTALA    1 Branches
NETAJI SUBHASH ROAD    1 Branches
NEW ALIPORE    1 Branches
NEW MANICKTALA    1 Branches
NEW MARKET    1 Branches
NIMTALA    1 Branches
OLD BALLYGUNJE    1 Branches
OVERSEASKOLKATA    1 Branches
PAIKPARA    1 Branches
PARK CIRCUS    1 Branches
PARK STREET    1 Branches
PARNASREE PALLI    1 Branches
PASCHIM PUTIARY    1 Branches
PEERLESS HOSPITAL    1 Branches
PFMS UNI HO    1 Branches
POSTA    1 Branches
PURBACHAL    1 Branches
RABINDRA SAROBAR    1 Branches
RATHTALA    1 Branches
REGENT PARK    1 Branches
ROYAL EXCHANGE    1 Branches
RTGS-HO    1 Branches
SALT LAKE    1 Branches
SALT LAKE SECTOR V    1 Branches
SARSUNA    1 Branches
SARSUNA COLLEGE    1 Branches
SEALDAH    1 Branches
SERVICE KOLKATA    1 Branches
SHAKESPEARE SARANI    1 Branches
SHYAMBAZAR    1 Branches
SHYAMBAZAR MARKETEVE    1 Branches
SOUTH SINTHEE    1 Branches
SRADHANANDA PARK    1 Branches
SREEBHUMI    1 Branches
SUBODH MULLIK SQUARE    1 Branches
THAKURPUKUR    1 Branches
TIVOLI PARK    1 Branches
TOPSIA    1 Branches
TREASURY BRANCH-HO    1 Branches
ULTADANGA    1 Branches
UNIQUE PARK    1 Branches
VIP ROADULTADANGA    1 Branches

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Rate Date : 02/06/24

We found 129 Branches available for UNITED BANK OF INDIA, WEST BENGAL, KOLKATA

General Information About Bank IFSC & MICR Code


What is an IFSC Code?

IFSC stands for Indian Financial System Code. It's an eleven digits & characters combination unique identifying number. This unique code helps to identify the perticular individual bank branches for smooth online transation such as NEFT, RTGS & IMPS transations. This code is developed by RBI (Reserve Bank of India).


Structure of the IFSC Code

The first four letters of the IFSC Code is bank code, Next one digits is genarally (0) zero & it's reserved for future use & last six digits is an unique identifier no for the particular Financial institution or bank branch.


Example : Breakdown of IFSC Code

A

B

C

D

0

1

2

3

4

5

6

Bank Code

Future Use

Branch Code


What is IFSC code used for?

IFSC Code used for various electronic or online fund transfer such as NEFT, RTGS, IMPS & other online fund transferring etc.


What is MICR Code?

MICR stands for Magnetic Ink Character Recognition technology & this code is developed by RBI (Reserve Bank of India). It's also a nine digits unique identifying number. This unique nine digits MICR code helps to identify the perticular individual bank branches and branch participating in an Electronic Clearing System (ECS).

The MICR code is located on the bottom of a each cheque leaf, next to the cheque number. You can also find it printed on the first page of a bank passbook.


Structure of the MICR Code


Example : Breakdown of MICR Code

1

2

3

4

5

6

7

8

9

City Code

Bank Code

Branch Code


What is MICR code used for?

MICR Code used for various financial transations such as SIP form or for transferring funds.


The given information is as per the guidelines of RBI (Reserve Bank of India)

Payment ServiceNEFTRTGSIMPS
ProcessProcess is based on Deferred Net Settlement (DNS) and the transfer of funds will be carried out in  half-hourly batches starting from 12:30 am to 12:00 amPayment process in which the money is credited in the beneficiary’s bank branch in real-time and on gross basisReal-time and instant interbank fund transfer process, IMPS is considered a secure & faster mode of fund transfer
Minimum Transfer LimitRe.1Rs.2 lakhRe.1
Maximum Transfer LimitNo limitNo limitRs.2 lakh
Operational TimingsAvailable 24x7, 365 days (including bank holidays)7 am to 6 pm on all working daysAvailable 24x7, 365 days (including bank holidays)
Inward Transaction ChargesNo chargesNo chargesDecided by individual member banks and PPIs


FAQ on IFSC & MICR code

Q. Do IFSC codes get changed?
A. Generally no but if the particular bank undergoes any merger or something then only the new IFSC code will be issued by RBI (Reserve Bank of India) & the old one will be deactivated.

Q. How to transfer money using the IFSC code?
A. Using IFSC code transferring funds from one bank to another bank or the same bank different accounts is really a hassle free solution. When you try to transfer funds using online banking such as NEFT, RTGS, IMPS & others method then you need the customer name, bank account no. & the IFSC code.

Q. Is sharing IFSC & MICR code safe?
A. Each Indivitual bank branch's IFSC code & MICR code is matchless and it's essential in India for transferring funds through the online banking. Every bank guarantees the security of the fund transfer & no one may misuse the IFSC code & MICR code for fraud, theft & spaming.

Q. Is IFSC code and branch code is same?
A. No. An IFSC code is an eleven digit alphanumeric unique code issued by RBI(Reserve Bank of India) to identify the each indivitual bank branch. Branch code is a part of of the IFSC code because it's identify a particual bank branch. The last 6 digit of the IFSC code is the branch code & this code is also printed on your first page of your bank passbook.